Healthy Living, Senior Health, Nursing, Counseling & Therapy and Disability

Day: October 13, 2020

Fibromyalgia and Your Social Security Disability Hearing

Fibromyalgia and Your Social Security Disability Hearing

Fibromyalgia can be difficult to prove at your Social Security Disability hearing and it also can be very difficult to win your case based on Fibromyalgia alone. These Fibromyalgia help tips are for someone trying to explain to the judge how their Fibromyalgia affects their daily life and their ability to work.

Does Fibromyalgia qualify for disability?

Does Fibromyalgia qualify for disabilityBased on Disability Attorneys’ interactions with clients with Fibromyalgia, there are two different types of pain that one may feel from Fibromyalgia.

  • One type is generalized body pain which is an achy flu like constant pain or nagging/aggravation which can be worsened by activity, by the weather or by being touched.
  • The second type of Fibromyalgia pain about is localized fibromyalgia pain.

There may be one spot on your body such as your back, knees, neck or feet. This part of your body can constantly hurt whether you are in a Fibromyalgia flare or not.

Can you get disability for fibromyalgia, Yes! But when someone has Fibromyalgia, it’s difficult to explain how they feel to the ALJ so a Disability Attorney usually try to ask clients what type of activities they do that aggravates their Fibromyalgia pain. For some people it is sweeping, for others it may be trying to dust, or going to the grocery store and the fatigue that they feel from doing simple daily activities. This is a good way to illustrate how your Fibromyalgia affects your ability to work. Also if you have been diagnosed with Fibromyalgia by a general practitioner or your family doctor, obviously it is better for you to be diagnosed by a Rheumatologist, a specialist who can definitely give you specialized treatment for Fibromyalgia.

Another thing about Fibromyalgia is that it is always good that you have tried a variety of methods to alleviate your Fibromyalgia pain. Aqua therapy, physical therapy, exercise programs, different types of medications that a person can take. There are also alternative medicines that many of my clients have tried to alleviate their Fibromyalgia pain (acupuncture). All the things that you have tried enhance your credibility for Social Security Disability because you are basically able to tell the judge: your honor I have tried this, this, and this and I still have this Fibromyalgia pain that prevents me from working. Effort does count for a lot with Fibromyalgia or any type of impairment for a Social Security Disability case.

fibromyalgia and disabilityIs Fibromyalgia recognized as a disability by Social Security?

Fibromyalgia is recognized by Social Security as a medical condition, but to qualify for benefits based on Fibromyalgia, your condition like any other medical condition for which people claim disability must be severe enough to be disabling. Because many of the symptoms of Fibromyalgia are subjective, that is there isn’t a test or observation that can prove them, sometimes disability due to Fibromyalgia can be hard to prove.

Additionally, many people with Fibromyalgia are able to work, especially in sedentary or light work. For these reasons, it would be a good idea to hire a Social Security attorney who has experience with Fibromyalgia claims. Also, receiving care from a Rheumatologist who has diagnosed you with Fibromyalgia can be helpful.

 

Long Term Care Insurance and Basic Plan of Action for Senior Care

Long Term Care Insurance and Basic Plan of Action for Senior Care

Why Long Term Care Insurance

Nurses and other professionals know that one of the most devastating issues a family can experience is trying to figure out how to pay the exorbitant costs of Long Term Care.

Many people believe that when the time comes, they will rely on the government (Medicaid) to pay for their care. However, as the baby-boomers age, the cost of care will out-weigh our government’s resources. It is important to plan ahead, and insure yourself against the cost of Long Term Care in the future.

Know the Facts!

Long Term Care InsuranceIn a recent survey by the American Health Care Association, 76% of the people surveyed said they do not expect to need long-term care in the future.

Unfortunately, many people do not plan for long-term care. Instead, families would “crisis manage” when a family member needed constant care.

Today, most seniors are aware Medicare pays very little for long-term care and Medicaid only pays when you are impoverished.

Most people’s savings plans can not withstand one to two years of long-term care costs.

If you are like most seniors, long-term care cost is the only major catastrophe left with no plan. Most people have insurance for:

  • Home, Fire and Burglary
  • Automobile damage and liability
  • Medical Insurance

The Insurance Portability and Accountability Act of 1996 makes it a federal crime to “knowingly and willfully” transfer financial assets in order to qualify for Medicaid coverage for nursing home and other long-term care services.

70% of those in nursing homes nationwide are on a welfare program called Medicaid.

Once on Medicaid, your choices for care are limited to facilities that have chosen to participate in the program.

What’s Your Plan?

Today, the cost of care exceeds $50,000 per year whether you are in a nursing home, or at home receiving care.

Traditional health insurance and Medicare were never designed to pay for Long Term Care.

It is estimated that half of women, and one third of men will need Long Term Care in their lifetime.

Today, Long Term Care Insurance covers the cost of in-home care, adult day care, nursing home care, and assisted living. Therefore, if you do not want to end up in a nursing home situation, and you would prefer to stay at home and receive care for as long as possible, consider Long Term Care Insurance.

Basic plan of action for Senior Care

Assisted Living CommunityIf you’ve never had to deal with or care of an elderly family member it can be stressful find out all the info to do this. But here is a start to help you get on track. You want to do this with a few different health care providers to find out with one with best work with you.

This service is for older adults and families in one or more of the following situations:

  • Declining capabilities may call for more support at home, or a change in their living arrangements.
  • The older adult is in a medical crisis.
  • The primary family caregiver is in crisis.
  • The family lives at a distance.

After an initial phone inquiry, we meet with our new client and some family members usually in the client’s residence. There we assess the client’s medical, cognitive and social needs, as well as the living environment.

Then we prepare and present a written plan of care (professional recommendations). The elder care consultant designs the plan according to such considerations as:

  • Physical needs.
  • Emotional or Social needs.
  • Financial Resources available to meet goals.

The goal of each plan is to enable the elder to continue to live at home as independently as possible or to successfully transition to either a retirement community or a skilled care center. Often, we are asked to implement the approved plan in collaboration with the family.

 

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